Buy with confidence, buy with us

Buying a home can be intimidating in any market. We're here to help guide you through the purchase of your life's biggest asset —  from first-time homebuyers to seasoned investors.

View your neighbourhood

Your home buying journey starts here.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare.

1. Get pre-approved for your mortgage

The best thing to do to start the home buying process is to get pre-approved with a mortgage broker. You want to know where you stand financially before you start viewing homes.

2. Find the right home.

It is important to avoid the pitfalls while finding a property that suits your needs now, and in the future. Are you looking for homes in your neighbourhood? Visit Nosy Neighbours to see what homes in your area have sold for.

3. Make an offer.

Once you've found the right home, we will use our advanced and highly detailed analysis to ensure you get the best house for the best price.

5. State your conditions.

The three main conditions provided when buying a home are: financing, home inspection, and insurance. The conditional period allows you time to make sure you are making the right decision.

4. Make a deposit.

Upon acceptance, a deposit is required. Held in trust by the listing brokerage, this amount will come off the purchase price upon closing.

7. Financing

The financing condition allows the mortgage broker time to ensure that your mortgage will be fully approved.

6. Obtain status certificate.

Specifically for condominiums, this condition allows you time to go over the property management report, review by-laws, and make sure there are no costly repairs that may increase the monthly condo fees.

9. Lawyer

On closing day, your mortgage broker gives the money to your lawyer, and you send the lawyer your down-payment, along with closing costs (legal fees, land transfer tax, etc.)

8. Home Inspection

A thorough home inspection is completed with guidance from a certified home inspector. Taking typically 2-3 hours, you will receive a report outlining the condition of the property to ensure you are comfortable with the quality of the home.

Ready to get started? Contact us for more info

Contact us

Let us take the hard work out of buying your next home. Get in touch to one of our realtors today to get started on your property search now!

10. Closing

Congratulations! Don't forget to call the insurance company to insure the home, set up all utilities in your name, and forward mail to your new address. You will also need to update vital documents such as your driver's licence.

Thinking of buying? 
Know the market.

Understanding local market trends can save you thousands on your dream home. Stay in the know by signing up to Nosy Neighbours to receive local and neighbourhood sales straight to your inbox.

Sign up now

Frequently Asked Questions

Buying or Renting: Should I take the plunge? 

Buying a home can have many advantages over renting, however, this may not always be the case. Purchasing a house can be a sound investment as property can increase in value, depending on the real estate market. However, investing in a home can be a very costly endeavour for the unprepared. Closing costs, maintenance fees, and property taxes are just some of the "hidden costs" of owning your own place. It is important to know your financial capabilities and limits when shopping for a new home to avoid becoming "house poor."

Should I sell my current home before buying a new one? 

Selling your current home before buying a new one can hold several advantages, but is still ultimately situational. Selling before buying allows you to budget how much you can spend on your next home. Knowing how much money you have to work with prior to buying a new home ensures that you can afford the move, as well as any unexpected costs that may pop up.​ Selling your current home prior to buying a new home, however, can put you at risk of rushing the buying process. Trying to find a new home before you have to move out of your current one may cause you to forego finding the perfect home for the sake of timeliness. 

Why do I need a realtor when buying a new home? 

Using a realtor when buying or selling is strongly recommended and allows you a better guide to navigating the real estate maze! Realtors provide years of professional knowledge of your neighbourhood's housing market and can advise you on the best way to maximize profit and minimize cost. 

Is hiring a realtor expensive? 

A common misconception is that hiring a realtor adds extra expenses to the home buying process. However, while not all realtors operate in the same way, most often realtor fees are paid by the seller and included in the overall closing costs of the home. This means you should never have to worry about cutting your realtor a check for their help! 

How do I even buy a house? 

Home buying can be one of the most stressful experiences – but it doesn't have to be! With the right realtor to guide you, buying a home can be a fun and memorable journey. By using the MLS (Multiple Listing Service), a realtor can help narrow down your search by city, neighbourhood –– and even by street! We work tirelessly to ensure we find a home that matches your wants and needs, in the location that you prefer. Check out our resources section and our buyers process for more information! ​If you're currently searching for your future dream home, feel free to contact us at info@suttoncompleterealty.com or call us at 226.400.6070 to book a free consultation.